Wednesday, March 13, 2013

Auto insurance: the insurance compare, mode d'emploi

At the time of the Internet, comparator of insurance companies have emerged. Practical, they allow you to compare the prices of the insurers, instead of pass, one by one, by each company's website.

Where to find its comparator?
A simple Internet search should lead you to auto insurance comparers. However, you can also choose the comparators offered by specialized sites, be it insurance or car. They usually pass agreements with reliable and efficient companies.

Check the number of insurance companies compared
A comparer that will compare prices between two insurance companies would not really reliable or noteworthy comparator. Also, remember to check in the appropriate topic, the names of insurance compared on the site of the comparator in question. Check that there is the big names like the smaller names of insurance, so that your search has meaning.

Car insurance: the insurance comparer, mode d'emploi
Information to be provided
Once these checks is established, you need your driver's license, your Gray card and your last notice of expiration in order to better inform the requested information. They will cover your vehicle, its brand, its model, its power, its date of circulation, his parking place, its daily or occasional use. The comparator will also ask for information to establish your profile. In fact, depending on your age, your gender, the number of years of permit and your driver history, the price of your insurance premium may vary.

The information to compare
Once the data is populated, the comparator will display a comparative table showing the prices offered by different insurance companies. The price should not be your only criterion of choice. Also check the prices of the franchises, the ceilings for compensation, the various clauses and guarantees that could tip the balance to another insurer, a little more expensive, but offering better benefits.

Tuesday, March 12, 2013

Car insurance: what to do in case of accident? -For serious accidents

Small hanging or worst accident, it is important to know how to react in case of problems on the road. Here are a few tips to manage these difficult situations.

Serious accident, it is important to react better and more quickly in order to save lives, yours, your entourage and other motorists.

Secure the area
More serious accidents, if you can not remove the car from the road, it was important to secure the area. Put your reflective yellow vest that will be seen by other motorists. Turn on your hazard lights and ask a triangle more than ten meters from the accident area.

Car insurance: what to do in case of accident? -For serious accidents
Notify the authorities and rescue
Then tell the nearest RCMP (17), as well as relief (15 or 18, 112 from a mobile phone). In the event of accident, you are required to prevent the faster the authorities, under penalty of prosecution for non assistance to person in danger. Unlike the lighter accidents, it is advise not nothing move, so that an investigation can determine the responsibilities.

Except in the case of danger such as a fire or explosion, do not move the injured, you may aggravate their injuries and cause irreparable damage.

The witnesses
If people are witnesses to the accident and help, remember to take their contact information so that they can later testify in case of disagreement with any other party.

Deadlines
There again, tell your insurer more quickly, before five working days, either through the report that you have been able to meet with the other party, if there is one, by letter. In both cases, it is recommended to send it by registered letter with acknowledgement of receipt.