tag:blogger.com,1999:blog-18843041411772274962024-02-18T22:21:57.261-08:00Car Insurance Information CenterCar Insurance Information Center : detailed information for car insurance : tips, guide, and compareAnonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.comBlogger58125tag:blogger.com,1999:blog-1884304141177227496.post-46317998444426214252013-05-10T02:42:00.000-07:002013-05-10T02:42:05.092-07:00Car insurance information guide<br />
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Car insurance as we all know is the insurance consumers buy for their vehicle be it a car, truck or any other automobile. The purpose of auto insurance is to safeguard the vehicle against accidents, theft and any other loss incurred. Auto insurance can lid, the insured party, the insured vehicle and the third parties. Different policies specify the situations under which each of these items is covered.<br />
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Like life insurance, auto insurance too has become the need of the hour. A surge in insecurity of the vehicles has resulted in many gigantic and little companies venturing in this place and trying their luck.<br />
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There are different types of auto insurances available. The policies vary with the need and wants of the people purchasing the policy. For example certain types of insurance policies include bodily injury liability, property broken liability, medical payments, and collision and comprehension coverage for physical broken to the insured vehicle.<br />
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Broadly speaking an auto insurance policy is divided into five parts.<br />
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1.Declarations- this part of policy contains personal information about the drivers in your house. This includes their name and address, make and model of the vehicle, vehicle identification number, policy number, duration etc. This part also comprises of basic type of coverage that you purchased and your policy limits and deductibles. It is very important to provide correct information in this area; otherwise the insurance affirmation can be declined at ease.<br />
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2.Coverage Parts- in this option the coverage limits such as liability, medical, collision and comprehensive are discussed. This section primarily outlines what your insurance company guarantees to provide in return for your payment, based upon the coverage and coverage limits opted.<br />
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3.Exclusions- this section briefs about what is left uncovered by your policys limitations. From here you will profit to know that what all will be covered when you make a allegation and allows you to make rectifications in the policy.<br />
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4.Conditions- this section is all about legitimacy i.e. the legal bindings upon the insurer and the insured. It includes premium payment obligations, steps to filing a claim, and guidance to resolve disputes.<br />
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5.Definitions- also known as good print, this segment is where terms and the rights of the policyholder and the insurance company are defined.<br />
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In several countries it is mandatory to purchase auto insurance before driving upon public roads. The least requirement in this area is third party insurance to guard the third parties against the loss, broken or crash by a vehicle. You may or may not acquire an insurance lid against loss or damage to your own vehicle. While some other countries make the insurance of both the car and the driver compulsory.<br />
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Car insurance plans a regular flat charge per-car or per year despite of the extent to which the car is used. There is no adequate statistical basis for the insurers to compare costs used to keep price classifications. Other well known methods of differentiation are reasonable estimation, odometer based systems, GPS based system and OBDII-based system.<br />
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Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-71733734011352647062013-05-08T18:29:00.001-07:002013-05-08T18:30:04.244-07:00Car Insurance. Involved In An Accident With An Uninsured Driver?<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGJQK2P843iEm60W0fjcx0UL2bedzanxsFXl6bO8xXt_QSzGTr5703f9PmJSQyRPMAPvtYr5IprIFpfzt_x4FHFEPiEvlTyhgtP7rPlkjXzOU51DZp70JdyoH5s7d6QUf8CKJVz6twHiJP/s1600/Motorcycle-accident-e1352141071845.jpeg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="377" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGJQK2P843iEm60W0fjcx0UL2bedzanxsFXl6bO8xXt_QSzGTr5703f9PmJSQyRPMAPvtYr5IprIFpfzt_x4FHFEPiEvlTyhgtP7rPlkjXzOU51DZp70JdyoH5s7d6QUf8CKJVz6twHiJP/s640/Motorcycle-accident-e1352141071845.jpeg" width="640" /></a></div>
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Uninsured drivers are ten times more likely to beverage and drive and three times more likely to be convicted of driving without due care and attention. They also cause one crash every six months. In fact one in twenty motorists regularly steer without insurance. It's therefore not perhaps surprising that, one in ten of all motorists have been involved in accidents with uninsured drivers. The ask is what to do if you're involved in an crash with one?<br />
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At the time of the crash you're unlikely to realise that the other driver is uninsured so you'll have to react in the usual way. Take a note of the other car's make, model and registration number. Also note the other driver's name and address but whether he'll give you his correct details is perhaps unlikely! Nevertheless, always record what the other driver says. Unless you have this information you'll have no leg to stand upon when it comes to getting some of your money back.<br />
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Also take notes about the broken to the other car and the accident scene. Remember to note road markings, road signs, light and weather conditions and whether the other car had its lights upon in fact as much detail as possible. Then if you're lucky enough to have an independent witness acquire their full contact details. And if you happen to have a camera in the car, take lots of pictures - and try and profit one with the other driver clearly in the describe. The police might like that one!<br />
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If your policy is comprehensive, your insurer pay for your car to be repaired but you could lose your no claims discount unless you've paid to protect it. But then there's the issue of your excess payment that's the first part of the repair cost you have to pay for. You'll have to pay that unless you're fortunate enough to have a policy that waives the excess payment if you're hit by an uninsured driver.<br />
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For those of you with third party car insurance, you're in for a hard time. Your insurer won't pay for your repairs and, as the other driver is uninsured, you're not going to get any money off him unless you can trace him and succeed in a court action. Even then there's no guarantee that he'll pay up! Your only guaranteed solution is to make a compensation allegation to the Motor Insurers' Bureau - but you'll yet have to pay the first 300 of the allegation.<br />
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The Motor Insurers' Bureau insists that have the other drivers' car registration number and you must first report the accident to the police. Always ask the police for a copy of their accident report as the Bureau's likely to ask to see it. <br />
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At the moment The UK' Law is being amended to crackdown upon uninsured drivers. Not before time. Anyone keeping, not just driving, an uninsured vehicle now faces a fixed 100 good and can also have their car seized and crushed. Currently the average great for driving without insurance is just 170 and that's hardly a punishment when car insurance costs many times more. Losing the car plus a good of 100 is much more realistic. Let's hope that the courts fully implement the crushing sanction!<br />
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A police spokesman said recently, Uninsured drivers are often guilty of many other driving related offences, such as having no driving licence or MOT certificate. We're doing all in our power to get these dangerous and illegal drivers off our roads.<br />
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We say, go to it blues and two's!Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-62732214319037558552013-04-09T22:37:00.000-07:002013-05-08T22:35:04.391-07:00Cheap car insurance: how?<div class="force_dir">
<span lang="en">Clearly the Internet is tool that will allow you to find auto insurance cheap or cheaper than what you pay today.</span></div>
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<span lang="en">You will find competitive prices while being well covered by asking multiple quote car insurance in just a few clicks.</span></div>
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<span lang="en">On the other hand, should not focus only on the price insurance, it must also check guarantees and deductibles. </span><span lang="en">In
the event of problem, we very quickly forget the price of its insurance
premium but looking at how it is covered and how much is our franchise.
</span><span lang="en">Cheap auto insurance doesn't have to be not at the expense of the guarantees.</span><span lang="en">It must anticipate that at the time where you purchase your insurance to avoid surprises later.</span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhtqQnsV4DIJYAowCrCI4wUaihznB-hiyOCRohb3IJY9FT339EdeokVVKDn70cFLDr7ivqo53sHnR47lnCpjVUUFl1_j9J9wv_aiUS4ychab9sFzvJ292wcXVvi6FJtNDn3bu0Ny63TK3UK/s1600/cheap-car-insurance4.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="Cheap car insurance: how?" border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhtqQnsV4DIJYAowCrCI4wUaihznB-hiyOCRohb3IJY9FT339EdeokVVKDn70cFLDr7ivqo53sHnR47lnCpjVUUFl1_j9J9wv_aiUS4ychab9sFzvJ292wcXVvi6FJtNDn3bu0Ny63TK3UK/s1600/cheap-car-insurance4.jpg" title="Cheap car insurance: how?" /></a></div>
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<span lang="en">Your vehicle is more fine listed on the Argus (see our free argus), you need not all auto insurance coverages.</span></div>
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<span lang="en">Compare prices: get an overview of the market</span></div>
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<span lang="en">First before committing to a new insurer, made a balance of the guarantees that you are not or more in your old contract. </span><span lang="en">Make an assessment of your profile in order to contact an insurer that suits you best. </span><span lang="en">Depending on your profile, insurance create specific contract. </span><span lang="en">Each profile has its contract: bonus/malus, official, low mileage etc.</span></div>
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<span lang="en">Find the insurer that you matches by comparing different insurance companies, and ask for auto insurance quotes. </span><span lang="en">Set your profile and find an insurer that will offer you a product "suitable" and therefore less expensive. </span><span lang="en">Do
not hesitate to use the Turbo.fr insurance comparer to find insurance
that corresponds and request quotes for auto insurance, this is the best
way to compare offers and get cheap auto insurance.</span></div>
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<span lang="en">Compare prices: do not fall into the Panel</span></div>
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<span lang="en">Our comparator gave you several offers corresponding to your profile, you not only set on the price. </span><span lang="en">We must be well aware and compare warranties. </span><span lang="en">Indeed,
you are going to have quotes insurance auto so-called 'low cost'
tempting, but usually a high franchise which will be your dependant
disaster as well as guarantees ceilings low.</span></div>
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<span lang="en">Generally, there is a tendency to stop on the price that defies any competition. </span><span lang="en">Redouble attention insurers their ingenuity to seduce you. </span><span lang="en">They have very attractive prices but the franchise will be very high. </span><span lang="en">However, it would be better to pay a few more cheap guarantees and to have a reasonable deductible. </span><span lang="en">Be careful, do not throw you on the initial offerings.</span></div>
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<span lang="en">Be careful also to your insurance premium. </span><span lang="en">Some companies offer to settle your insurance premium every month but often with additional charges! </span><span lang="en">Ask good question. </span><span lang="en">Pay in the year make you often economies.</span></div>
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<span lang="en">We do you never say enough, compare insurance not expensive, ask for auto insurance quotes and do compete. </span><span lang="en">It is for you to make your choice and not the opposite. </span><span lang="en">You'll save money for sure!</span></div>
Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-60396695881023351132013-03-27T19:03:00.000-07:002013-05-08T22:35:34.922-07:00Forms of Car insurance<div class="mttextarea" dir="ltr" id="TranslationOutput">
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<span lang="en">Car owners can take out three different car insurance: a motor vehicle liability, a partial cover insurance and a waiver. </span><span lang="en">Speech
is simply from the car or car insurance is meant mostly the former,
because the insurance is a compulsory insurance, which must be completed
for each car. </span><span lang="en">The other two policies provide optional additional protection.</span></div>
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<span lang="en">The
liability insurance takes over when third parties collect legitimate
damages claims against policyholders after an accident. </span><span lang="en">It pays for:</span></div>
<ol>
<li><span lang="en">Personal injury</span></li>
<li><span lang="en">Damage to property</span></li>
<li><span lang="en">Damage to property</span></li>
</ol>
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<span lang="en">Teilkakso insurance covers damage to your own car. </span><span lang="en">For example, these include:</span><br />
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<ol>
<li><span lang="en">Fire damage</span></li>
<li><span lang="en">Elemental damage</span></li>
<li><span lang="en">(Partial)</span><span lang="en">Theft</span></li>
<li><span lang="en">Short circuit (approximately by Marten bites)</span></li>
<li><span lang="en">Breakage of glass</span></li>
<li><span lang="en">Damages</span></li>
</ol>
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<span lang="en">A fully comprehensive insurance includes mostly the partial cover insurance services, but beyond. </span><span lang="en">It includes the following:</span></div>
<ol>
<li><span lang="en">Vandalism</span></li>
<li><span lang="en">Damage caused by own fault</span></li>
<li><span lang="en">Failure of an opponent's liability insurance (such as hit and run)</span></li>
</ol>
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<span lang="en">The conclusion of a comprehensive insurance is particularly useful when the affected car is new or only a few years old. </span><span lang="en">To
find the optimal protection for your car, you should compare the
different car insurance, weigh on the other models - some with higher
deductibles.</span></div>
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<span lang="en">A special feature under the insurance for the vehicle is the so-called Mallorca police. </span><span lang="en">This is a supplementary insurance for rental cars from abroad. </span><span lang="en">She can be completed not only for Mallorca and worthwhile if the own car insurance does not provide sufficient protection. </span><span lang="en">Before graduating, you should perform a car insurance comparison.</span></div>
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Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-14805979463959507042013-03-26T19:00:00.000-07:002013-05-08T22:36:02.224-07:00Car Insurance : Performance characteristics<div class="force_dir">
<span lang="en">In addition to the basic services, you can extend insurance to special additional features. </span><span lang="en">Whether it's useful or not, can be in the least cases say flat, but depends on the individual situation. </span><span lang="en">An overview of the most important additional features:</span></div>
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<span lang="en">Increased coverage: a certain fee, many insurers in the event pay a higher maximum. </span><span lang="en">High coverage levels are standard, but many providers and should be considered when the car insurance comparison.</span></div>
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<span lang="en">New
price compensation: Instead of the replacement value you get reimbursed
in the case of a vehicle the new price – this is worth especially for
new vehicles.</span><br />
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<span lang="en">Safe-conduct: When a breakdown of safe-conduct covers costs such as towing, car rental and accommodation. </span><span lang="en">Often, it is included in the regular car insurance.</span></div>
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<span lang="en">Gross
negligence: A waiver can save on premiums, but it is much safer to
insure with gross negligence - about accidents by driving over a red
light.</span><br />
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<span lang="en">Workshop binding: The limitation on partner workshops also saves posts, should be accepted only if the network is large enough. </span><span lang="en">Here is a comparison.</span></div>
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<span lang="en">Optional: Select this additional service, the insurer for items in the vehicle comes up, if they have been damaged or stolen. </span><span lang="en">Tip: Be sure whether optional accessories is possibly already covered in a tariff if you compare car insurance.</span></div>
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<span lang="en">Passenger / driver accident insurance: It protects passengers and driver in an accident. </span><span lang="en">Usually,
it is superfluous, because for inmates already the liability of the
driver, while the latter at a general accident insurance provides better
value for money.</span></div>
Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-90764199529147094832013-03-25T18:55:00.002-07:002013-05-08T22:36:37.799-07:00Car insurance Guide<div class="mttextarea" dir="ltr" id="TranslationOutput">
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<span lang="en">If
you want to insure a new vehicle or cancel your existing auto insurance
and change, you should get advance insight into the market. </span><span lang="en">Due to strong competition among insurers, there are favourable tariffs practically for each car. </span><span lang="en">Whether a car insurance for novice or a car insurance for the car: you can choose among numerous offers. </span><span lang="en">Learn what to look for here.</span></div>
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<span lang="en">Types of car insurance</span></div>
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<span lang="en">Generally
can be distinguished three types of car insurance: motor insurance, the
collision damage waiver, and the partial cover insurance. </span><span lang="en">A compulsory insurance is the former and is usually meant, if only from the car or car insurance. </span><span lang="en">You pay for all legitimate claims for damages, imposed after crashing against you by third parties. </span><span lang="en">Partial and fully comprehensive stand, however, in varying degrees of damage to your own car.</span></div>
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<span lang="en">Cost factors</span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi4ylWMfOM37xtdnyMCVa73t66294DLapSvaiN8d8RYQr2DU5WP0ChAwnNngME5DTdFk4LXKssop7GuYID2mKZnsq2hrg-Qg6ReYhBp4AMXwm4iR-nKnze0Ud7kI_zrdlHXF1uQ7dQerBod/s1600/The-Guide-to-Texas-Car-Insurance.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="Car insurance Guide" border="0" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi4ylWMfOM37xtdnyMCVa73t66294DLapSvaiN8d8RYQr2DU5WP0ChAwnNngME5DTdFk4LXKssop7GuYID2mKZnsq2hrg-Qg6ReYhBp4AMXwm4iR-nKnze0Ud7kI_zrdlHXF1uQ7dQerBod/s1600/The-Guide-to-Texas-Car-Insurance.jpg" title="Car insurance Guide" width="320" /></a></div>
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<span lang="en">Although the motor insurance is a compulsory insurance, you can save on a completion yet. </span><span lang="en">So different factors will affect the contributions which you can influence their part at least in part. </span><span lang="en">Are worth mentioning in the first place:</span></div>
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<span lang="en">Drivers
classification: Through years of accident-free driving you can reach a
low damage freedom class, which specifies the auto insurance as a
percentage. </span><span lang="en">This is the most effective means to reduce contributions.</span></div>
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<span lang="en">Type
class: For the insurance, the type classes are binding, they are based
on the statistical damage required of a specific vehicle class. </span><span lang="en">Each car belongs to a type class, the overview is updated once a year.</span></div>
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<span lang="en">Utilization behavior: A low mileage and a safer night Abstellort, for example, affect positively on the premiums.</span></div>
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<span lang="en">Personal
conditions: by the age of the driver about his profession up to the
housing situation, the various criteria affect insurance premiums.</span></div>
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<span lang="en">Discount protection and discount saver</span></div>
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<span lang="en">The
classification into a worse damage freedom class and the increase in
the contributions follow a self-inflicted accident car insurance. </span><span lang="en">Discount protection and discount saver can prevent this. </span><span lang="en">Arrange a discount protection with your car insurance, remain you get damage freedom class and premium. </span><span lang="en">Up
to three losses per year allowed under these conditions regulate -
however, you have also an extra seven to 15 per cent in purchasing.</span></div>
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<span lang="en">The discount Savior is often free part of your policy, is possible but usually only once per year. </span><span lang="en">Here
the low premium is retained you though, nevertheless the insurance
makes the classification into a worse damage freedom class. </span><span lang="en">Bind
off rescuers as well as discount protection in a way your provider: If
you want to change the insurance, you can not take the percentages to
the new car insurance. </span><span lang="en">The company will be classified on the basis of the actual damages namely you.</span></div>
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<span lang="en">Cheap car insurance for beginners</span></div>
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<span lang="en">A car insurance for novice is often relatively expensive. </span><span lang="en">This
is due to their lack of driving experience and a higher than average
carelessness which is reflected also in the accident statistics. </span><span lang="en">But, there are ways to complete a cheap car insurance for drivers.</span></div>
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<span lang="en">An option is to ask the insurer of the parents whether entry in the damage freedom class half is possible. </span><span lang="en">This corresponds to a percentage range between 100 and 140 depending on the provider. </span><span lang="en">The downside is that no free choice of insurance is possible. </span><span lang="en">More often the way is used appropriately, that the parents of the young rider complete car insurance for a car. </span><span lang="en">So, you run the police using their name while daughter or son of the main users of the car is. </span><span lang="en">This caused an accident, the demotion in the damage category concerns only the second car. </span><span lang="en">A start is possible at best with the classification of the Erstwagens depending on the age of the driver at least in SF, half.</span></div>
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<span lang="en">Cancel car insurance: to go properly</span></div>
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<span lang="en">There are several reasons to switch car insurance. </span><span lang="en">If
you are unhappy with a settlement, not be willing to accept an increase
in premium or have simply found a better rate, you can cancel your car
insurance - but not always. </span><span lang="en">You are bound to your notice period or subject to specific cases. </span><span lang="en">You authorize the following situations to cancel your auto insurance:</span></div>
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<span lang="en">Re-registration or change of vehicle: You buy another car - whether used or new - you can change the insurance for this.</span></div>
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<span lang="en">In the event of damage: after the settlement of a damage</span></div>
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Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-50789568577138534212013-03-24T10:34:00.000-07:002013-05-07T05:14:00.532-07:00Car Insurance : High savings for novice<div class="mttextarea" dir="ltr" id="TranslationOutput">
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<span lang="en">Beginners can enjoy! </span><span lang="en">Stiftung
Warentest provides recently the reason: up to 3,000 euros savings in
motor insurance waving a year anyone who wisely concludes his policies. </span><span lang="en">But also for frequent drivers, ecological and negotiating artist financial advantages.</span></div>
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<div class="force_dir">
<span lang="en">€3,000 For novice</span></div>
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<span lang="en">According
to the study in which 152 offers were evaluated by 74 auto insurers,
are the highest savings in auto insurance for beginners. </span><span lang="en">Who compares and completes a liability, as well as a partial cover insurance, can make up to 3,000 euros.</span></div>
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<div class="force_dir">
<span lang="en">Several $100 savings</span></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgarcOOmuATtFEixQVfRNa6cPj6yFsqZ8yJ4sy5siYudcIIvFISD7wSLgfRQwfPjkXW32g3SDhuRGqwxc1DV5Ug7aqRX5tS8yEoI0HA-SSS5h7C1faDnUwyjb4gWCw0edA77KKWqs-SztBD/s1600/11364_10151454470179513_261272781_n.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="Car Insurance : High savings for novice" border="0" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgarcOOmuATtFEixQVfRNa6cPj6yFsqZ8yJ4sy5siYudcIIvFISD7wSLgfRQwfPjkXW32g3SDhuRGqwxc1DV5Ug7aqRX5tS8yEoI0HA-SSS5h7C1faDnUwyjb4gWCw0edA77KKWqs-SztBD/s320/11364_10151454470179513_261272781_n.jpg" title="Car Insurance : High savings for novice" width="320" /></a></div>
<div class="force_dir">
<span lang="en">Not
quite as high as for young car owners is the savings potential for
frequent travellers, retirees, families and environmentally conscious
driver, whose Fahrzeug accounted for less than 12 g / km CO2 emissions. </span><span lang="en">They come from several 100 Euro discount in the best case.</span></div>
<br />
<div class="force_dir">
<span lang="en">Trend Internet</span></div>
<br />
<div class="force_dir">
<span lang="en">A
recent Forsa poll shows also on behalf of the industry association
BITKOM: the insured increasingly use the Internet to get an overview of
the different offers of the car insurers. </span><span lang="en">-9 Percent and thus twice as many people as in the previous year - completed online their contract. </span><span lang="en">The tariff change mouse click is very popular by the way the 30-44 year-olds. </span><span lang="en">Compare is fully in line with the trend. </span><span lang="en">31
Per cent of the insured find out online about new auto insurance and
every seventh put his mark to bring a new insurance in place. </span><span lang="en">Last year it was only every tenth person.</span></div>
<br />
<div class="force_dir">
<span lang="en">Tricks when changing</span></div>
<br />
<div class="force_dir">
<span lang="en">Who is happy actually with his current insurance, but has detected low rates for competitors, should negotiate. </span><span lang="en">With
some rhetorical skill, the original premium can be press if one carries
the insurer the numbers and performance of the alternative provider in
mind. </span><span lang="en">Customers willing to change must comply with the notice period until 30 November. </span><span lang="en">FinanceScout24.de helps the termination and also offers, comprehensive advice on finding a suitable car insurance.</span></div>
</div>
Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-46004909826348365992013-03-24T10:29:00.000-07:002013-05-07T00:32:45.798-07:00Car Insurance : Online degree by insurance is in vogue<div class="force_dir">
<span lang="en">The Germans in the trend is not only the search for insurance, but also the direct lump on the Internet. </span><span lang="en">A Forsa study, which was conducted on behalf of the high-tech Association BITKOM came to this conclusion recently.</span></div>
<br />
<div class="force_dir">
<span lang="en">13.3
Million citizens use therefore the Web to easily through deals around
on car insurance and - especially in the time of change of - about to
find cheaper rates. </span><span lang="en">More and more car owners bring their policy even with a mouse click in place. </span><span lang="en">It was just five percent in the previous year – this year almost every tenth citizen online completes his contract.</span></div>
<br />
<div class="force_dir">
<span lang="en">The overview, the comparability and thus the industry-wide transparency are the strength of the online offers. </span><span lang="en">Also
Prof. Dr. August-Wilhelm Scheer, President of BITKOM, includes this
statement: "The Internet offers insurance best possibilities for price /
performance comparison."</span></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiT8agDpdDjoiU0miCyhwhGfYN727lKDgaAezb9fuPR416KlstR8QqJCqcUyyMKO-yPj8zjS_d5lGlYJFXMvDLwHpoRU4hwi2jxr9RBdXgtQNLnGp56-DlUwhIw9S_WsdD6jYdl8L_ok1OP/s1600/car+arrow.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="Car Insurance : Online degree by insurance is in vogue" border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiT8agDpdDjoiU0miCyhwhGfYN727lKDgaAezb9fuPR416KlstR8QqJCqcUyyMKO-yPj8zjS_d5lGlYJFXMvDLwHpoRU4hwi2jxr9RBdXgtQNLnGp56-DlUwhIw9S_WsdD6jYdl8L_ok1OP/s1600/car+arrow.jpg" title="Car Insurance : Online degree by insurance is in vogue" /></a></div>
<div class="force_dir">
<span lang="en">User-friendly
comparison calculator which are associated with the data of many
insurance companies, pave the comfortable way to the appropriate policy.
</span><span lang="en">In a test in October 2010, by FinanceScout24,
the grade "very good" (1.2) certifies the car insurance calculator and
highlighted the exemplary usability.</span></div>
<br />
<div class="force_dir">
<span lang="en">In the age group of 30 - shoulder get insurance or change of tariffs on the Web now particularly well. </span><span lang="en">Last year, 27 percent of the offerings, informed which decided 10% ten to an on-line contracting. </span><span lang="en">This
year, 31 percent are already looking for auto insurance--14 percent of
this age group put their mark under a new policy online.</span></div>
<br />
<div class="force_dir">
<span lang="en">In the 45 - 59-year-old group, about a quarter on information tour goes around the subject of car insurance. </span><span lang="en">13 Percent chose a policy directly.</span></div>
Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-29881800028864341162013-03-23T10:25:00.000-07:002013-05-07T00:34:25.204-07:00Car Insurance : Luxury car<div class="force_dir">
<span lang="en">The cost for the maintenance of the car rose far faster than the cost of living with 3.1 per cent in 2010. </span><span lang="en">Biggest
weight is fuel prices - especially in the big cities these are
according to the ADAC far away from the current oil prices. </span><span lang="en">Analog,
currently the Federal Cartel Office questioned the collective rise in
prices at many service stations just before holidays. </span><span lang="en">Is the consumer when refueling ripped off?</span></div>
<br />
<div class="force_dir">
<span lang="en">Who opts for the own car in terms of mobility, must engage deeper in the pockets. </span><span lang="en">The ADAC has recently determined where the stresses of mobile pedestal most have increased compared to the previous year. </span><span lang="en">Car maintenance is committed off therefore clearly with a rise of 3.1 percent by the rising cost of living. </span><span lang="en">Needs of daily life rose only 1.3 percent on year.</span></div>
<br />
<br />
<div class="force_dir">
<span lang="en">What has become more expensive?</span></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiv203gVIxBNFMPUDqU_gtCWQyqMulLnP2g6NwolYcPkdz1_bH2uNQlGBwy3qCZrnBFtfeuazI6yBPdLFz_OFAYQW5ERiwDya5aw5BxT7uJb3DFDypDg-aV-t-qXLhdJI3YPsh7g1HBBq9l/s1600/Luxury-Car-Insurance.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="Car Insurance : Luxury car" border="0" height="255" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiv203gVIxBNFMPUDqU_gtCWQyqMulLnP2g6NwolYcPkdz1_bH2uNQlGBwy3qCZrnBFtfeuazI6yBPdLFz_OFAYQW5ERiwDya5aw5BxT7uJb3DFDypDg-aV-t-qXLhdJI3YPsh7g1HBBq9l/s320/Luxury-Car-Insurance.jpg" title="Car Insurance : Luxury car" width="320" /></a></div>
<div class="force_dir">
<span lang="en">Main cost drivers car are the fuel prices for the luxury item. </span><span lang="en">These
have increased by whopping 8.7 percent compared to 2009, while purchase
prices for new cars, costs for spare parts, accessories and repairs
with a rise of less than one percent to beech. </span><span lang="en">Place the cost of driving a car is car insurance. </span><span lang="en">On average, 6.4 percent more had to fork 2010 the German car owners for their financial security on the road. </span><span lang="en">The
gasoline price has accept the drivers grumbling, but with a change of
insurance he has depending on the individual facts & figures a
screw, to save several hundred dollars a year in the car.</span></div>
<br />
<br />
<div class="force_dir">
<span lang="en">Expensive cities and a cheer for the holidays</span></div>
<br />
<div class="force_dir">
<span lang="en">Using a regularly tested sample, the ADAC has examined gasoline prices from 20 cities. </span><span lang="en">With
an average of more than 1.40 euros for the litre of Super petrol,
competition in expensive cities not to the same extent as in the lower
works so the Automobile Club. </span><span lang="en">Federal Cartel
Office President Andreas Mundt wants to proceed against similar to the
holiday calendar rising gas prices especially in the "expensive" cities
now exacerbated. </span><span lang="en">In the four major cities of
Hamburg, Cologne, Leipzig and Munich, 100 petrol stations had to sign
their price chronology of the past three years to the Bonn authorities. </span><span lang="en">It is now checked whether there are always these same companies, which raise the gas prices just before the holidays. </span><span lang="en">Also,
generally strong price fluctuations - should if be taken directly
before the holidays or several times within a day - more closely
scrutinized.</span></div>
<br />
<br />Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-5820290379458203092013-03-23T10:22:00.000-07:002013-05-07T05:14:34.825-07:00Car Insurance : Investment consultation record can secure compensation claims<div class="mttextarea" dir="ltr" id="TranslationOutput">
<div class="force_dir">
<span lang="en">Have you ever checked on the basis of the consultation Protocol if an insurance broker has advised you correctly? </span><span lang="en">That you should, because if in the event of damage, the insurance rejects the reimbursement, it is usually too late. </span><span lang="en">Many
policyholders underestimate the importance of the document and signed
it in the consulting process after a flood of information rather
absent-mindedly. </span><span lang="en">Who however considered the form such as a headache product leaflet can walk into the trash unread, which is wrong.</span></div>
<br />
<div class="force_dir">
<span lang="en">A meticulously-run log in the insurance consulting can either protect from nasty surprises or secure the claim for damages. </span><span lang="en">The
latter must be enforced until legal action, should feel the customer
wrongly advised and an omissions of the broker be detectable.</span></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjJJ6HIlcofATQNMZBxNwsGNOzdB-5PDg9nmpxgjzFsbme6KOG2L9Zy0y-4DocnnRrxo5YUNayKNuUpwIha-XdMCIhmQZQbb5Onvql1_uhK9I6Dlfx5iWJBbrG1SQCEtTRPO8gnz84BNKnl/s1600/car-insurance-requirements13-300x199.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="Car Insurance : Investment consultation record can secure compensation claims" border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjJJ6HIlcofATQNMZBxNwsGNOzdB-5PDg9nmpxgjzFsbme6KOG2L9Zy0y-4DocnnRrxo5YUNayKNuUpwIha-XdMCIhmQZQbb5Onvql1_uhK9I6Dlfx5iWJBbrG1SQCEtTRPO8gnz84BNKnl/s1600/car-insurance-requirements13-300x199.jpg" title="Car Insurance : Investment consultation record can secure compensation claims" /></a></div>
<div class="force_dir">
<span lang="en">A
good agent should bring not quickest possible trades, but the optimal
insurance coverage give its customers with individual advice. </span><span lang="en">He determined the situation, wishes, goals and the need for any interested parties. </span><span lang="en">Usually, he documented all of this figures in the investment consultation record.</span></div>
<br />
<br />
<div class="force_dir">
<span lang="en">Black sheep</span></div>
<br />
<div class="force_dir">
<span lang="en">Customers
should be nice if the mediator proposes, keeps the counseling part to
skip them or giving them a waiver under the nose. </span><span lang="en">Because even among insurance brokers, there is like everywhere - black sheep. </span><span lang="en">To use nothing but is legal - consumer advocates but strongly discourage from. </span><span lang="en">"Customers lose their entitlement to compensation", so Peter Grieble of the Verbraucherzentrale Baden-Württemberg.</span></div>
<br />
<div class="force_dir">
<span lang="en">When
the "insured" occurs long thought to be paid and the insurance company
refuses to pay, it is helpful if the policyholder the broker can prove
that he has advised poorly or incorrectly. </span><span lang="en">Only in this way he may assert claims for damages.</span></div>
<br />
<div class="force_dir">
<span lang="en">The
car insurance customer plans, for example, a journey by car, the
agencies in the framework of the consultation must ask the objectives. </span><span lang="en">He omits that and sold a policy just for the EU area, he is responsible, when the policyholder in Turkey comes to harm. </span><span lang="en">If the customer is able to prove the failure of the agent, he is on the safe side.</span></div>
<br />
<div class="force_dir">
<span lang="en">Clear advantages in the online consultation</span></div>
<br />
<div class="force_dir">
<span lang="en">Compared with the Treaty process with the broker, the online consulting option offers several advantages. </span><span lang="en">The
customer has at the outset the possibility of an independent comparison
portal like FinanceScout24.de between many providers to choose. </span><span lang="en">The
first General input from the exact scope of the relevant insurance
product to specify of the personal data, the user can monitor every step
and hold itself by expression. </span><span lang="en">So, he gets maximum transparency over the course of the consultation. </span><span lang="en">Established
broker is also the obligation to document the extent of personal
advice, but this is often not as accurate as in online sales.</span></div>
<br />
<div class="force_dir">
<span lang="en">Who
decides according to the objective comparison on FinanceScout24.de for
an insurance policy, will receive an investment consultation record that
lists all details, conditions and details of the Treaty at the
conclusion of the contract. </span><span lang="en">The customer should store well sorted and hand these documents to seek not long in the insured event.</span></div>
</div>
Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-75385889702684925262013-03-22T10:18:00.000-07:002013-05-07T05:14:55.371-07:00Car Insurance : Cheap to insure several vehicles<div class="mttextarea" dir="ltr" id="TranslationOutput">
<div class="force_dir">
<span lang="en">The times, in which almost all households had only one car, long thing of the past. </span><span lang="en">A personal and flexible mobility is self-evident for decades. </span><span lang="en">When their children are of legal age, the number of household own vehicles is increasing rapidly. </span><span lang="en">But also couples without children increasingly use one of two cars - for the work, the other about shopping and other errands. </span><span lang="en">That wants to be optimally hedged - learn getting two or more vehicles optimal under a hat.</span></div>
<br />
<div class="force_dir">
<span lang="en">Second car</span></div>
<br />
<div class="force_dir">
<span lang="en">Old
proven and with the car control is best known: two vehicles are
available with the same provider in a joint police - with the car in its
initial classification can be given mostly a better damage freedom
class and thus a larger no-claims bonus. </span><span lang="en">In addition, some insurers provide additional discounts on the second car.</span></div>
<br />
<div class="force_dir">
<span lang="en">This benefits many parents to cheaper to classify the car of her child. </span><span lang="en">If the son or daughter would like to accept the insurance at some point, the damage category can be transmitted most easily. </span><span lang="en">However,
are here to note two stumbling blocks: guardian and child a
relationship must be between first-degree - beyond the discount only at
the height can be taken, "can learn how the child would have him since
the receipt of the own driving itself". </span><span lang="en">The
driving licence is only a year old, a classification SF class 1 is
possible so maximum even if about the father would have reached already
SF class 10 with the second car.</span></div>
<br />
<br />
<br />
<div class="force_dir">
<span lang="en">Individual insurance</span></div>
<br />
<div class="force_dir">
<span lang="en">But not always drive with the second car control more affordable. </span><span lang="en">Depending
on the type of vehicle and insurance one comes away also times better
circumstances when each vehicle with another provider is housed. </span><span lang="en">Ultimately, it is always on the individual case. </span><span lang="en">Therefore:
Zweitwagen-or individual insurance - leads on the right track only a
comprehensive comparison as many vendors and offerings.</span></div>
<br />
<div class="force_dir">
<span lang="en">Fleet insurance</span></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhovBvCbiQRLcQiNiBbZXHW1RzyCnukvKRx2aXH2Q8EjQB7uFcUOmUiQs3NpYl_H0FLEQS4K0MXLWsILuKVEx1knoy8DZ03ceL2WeQ-HjLKa3ODj9ghURCVRaKoYEoxp6hCDsdRsQKH0ZhX/s1600/cheap.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="Car Insurance : Cheap to insure several vehicles" border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhovBvCbiQRLcQiNiBbZXHW1RzyCnukvKRx2aXH2Q8EjQB7uFcUOmUiQs3NpYl_H0FLEQS4K0MXLWsILuKVEx1knoy8DZ03ceL2WeQ-HjLKa3ODj9ghURCVRaKoYEoxp6hCDsdRsQKH0ZhX/s1600/cheap.jpg" title="Car Insurance : Cheap to insure several vehicles" /></a></div>
<div class="force_dir">
<span lang="en">There
were until recently only for companies and self-employed persons who
have a certain minimum amount of vehicles fleet or fleet insurance. </span><span lang="en">Since
October 2010 offer the ADAC and the Zurich insurance but a model to
that of fleet insurance is very similar to: the family insurance. </span><span lang="en">All
vehicles of a household can be combined with an insurer - everyone gets
his own police with "their own" damage freedom class here, everyone
pays his own contribution and all have same contact person. </span><span lang="en">The
decisive advantage: More and more vehicles are insured, the lower is
the classification, allowing savings of up to 12 percent per vehicle.</span></div>
<br />
<br />
<div class="force_dir">
<span lang="en">Change indicator</span></div>
<br />
<div class="force_dir">
<span lang="en">A
"slimmed-down" version of the second car scheme is the introduction of
the change indicators planned for 2011: up to three vehicles can be
reduced almost in the guise of an insurer on a flag. </span><span lang="en">Only for the each most expensive vehicle, insurance premiums and taxes will be charged. </span><span lang="en">The
idea in the Switzerland and Austria several years ago for the first
time introduced originally stood the environment at the forefront,
because only the vehicle with the "insured" indicator must be - moved
thus one reason why this model rather represents an option for
individuals who are in possession of several vehicles. </span><span lang="en">In return rather an obstructive model, when the cars of kids cheap insurance should be. </span><span lang="en">In
addition less organic but rather economic interests in the foreground
stood in Germany, as the change indicator for 2011 has been scheduled:
after the decline of the automotive industry by eliminating the cash for
clunkers, consumers should now be motivated to purchase a second.</span></div>
</div>
Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-44040450283617213162013-03-22T10:14:00.000-07:002013-05-07T00:34:48.769-07:00Car Insurance : It depends on the image<div class="mttextarea" dir="ltr" id="TranslationOutput">
<div class="force_dir">
<span lang="en">It
is not new that cars are an image carrier – a recent study shows that
Germans place but also value the appearance of their car insurance.</span></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiGH_VbvGdQ9Q3dnT4CO5yk8ONDyB65nuPTfbGu6oTYVKloQN68-uhZ-e-p-fBJuRpxEePVFYZKQWzifPR8Pz8JOF92bWEMA1HCjSaf6yrLDzqljPwAItWJtZB1jPiiY6mmdnmZdO1yyjko/s1600/car-accident_.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="Car Insurance : It depends on the image" border="0" height="241" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiGH_VbvGdQ9Q3dnT4CO5yk8ONDyB65nuPTfbGu6oTYVKloQN68-uhZ-e-p-fBJuRpxEePVFYZKQWzifPR8Pz8JOF92bWEMA1HCjSaf6yrLDzqljPwAItWJtZB1jPiiY6mmdnmZdO1yyjko/s320/car-accident_.jpg" title="Car Insurance : It depends on the image" width="320" /></a></div>
<div class="force_dir">
<span lang="en">The VHV interviewed 1033 insurance drivers to the image of car insurance with the IMWF (Institute of management and research). </span><span lang="en">It came out that it certainly plays a role for car owners, whether is good or bad in public insurance. </span><span lang="en">Just
older people - 80 percent of the over 60 years - women, but also new
and this year car buyers prefer insurance companies with unbescholtenem
reputation.</span></div>
<br />
<div class="force_dir">
<span lang="en">Usually, the questioning brought special features with good standing on a car insurance company in connection. </span><span lang="en">The quick claims processing in the foreground stands for 90 percent. </span><span lang="en">Cheap prices, good customer service and advice make a good image of insurance for clients.</span></div>
</div>
Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-64806065342191019342013-03-21T10:11:00.000-07:002013-05-07T00:35:44.089-07:00Car Insurance : Confusion in the periods of notice<div class="force_dir">
<span lang="en">The traditional date for the car insurance is the 30 November. </span><span lang="en">Yet
know just two-thirds of German motorists on this date, so the result of
a study of the YouGovPsychonomics on behalf of DEVK insurance. </span><span lang="en">What
therefore still less customers know: car insurance not on the calendar
year is completed, entirely different notice periods apply. </span><span lang="en">No wonder, then, that the desire is getting louder for more transparent change dates.</span></div>
<br />
<div class="force_dir">
<span lang="en">YouGovPsychonomics surveyed more than 1,000 motorists who pull a change of their auto insurance into account. </span><span lang="en">Most
willing to change are already old hands: 75 percent of respondents have
at least once their existing contract in the past five years
terminated. </span><span lang="en">About 40 percent have been even twice or more the change.</span></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiPfNw5wsgA636LKZtiIFjL1rCAsJcSRupcuFhDVDobPZaTlJA4CnN8vaMzYeobBl2fDV1LRfPb-7nZ27rrnjEKJX26hFvOlZprWGO50AcLQ-Sj18gb3Ue4kSXra7jMSSsnZYtFRUJJsCaR/s1600/e1dde34a4c11bc62a1f422f02f4d.jpeg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="Car Insurance : Confusion in the periods of notice" border="0" height="212" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiPfNw5wsgA636LKZtiIFjL1rCAsJcSRupcuFhDVDobPZaTlJA4CnN8vaMzYeobBl2fDV1LRfPb-7nZ27rrnjEKJX26hFvOlZprWGO50AcLQ-Sj18gb3Ue4kSXra7jMSSsnZYtFRUJJsCaR/s320/e1dde34a4c11bc62a1f422f02f4d.jpeg" title="Car Insurance : Confusion in the periods of notice" width="320" /></a></div>
<div class="force_dir">
<span lang="en">Cancel until 30 November - or maybe to another appointment?</span></div>
<br />
<div class="force_dir">
<span lang="en">In contrast to most other insurance companies, the notice of car insurance is only one month. </span><span lang="en">Usually,
the termination date on the 30 November thus falls to change without
giving reasons on January 1 to a different provider. </span><span lang="en">Until recently, it didn't matter, the police has been completed to date. </span><span lang="en">But
here is now careful: last year, individual providers like Allianz,
Zurich, or insurance companies of the ERGO Group have introduced
customer-specific maturities. </span><span lang="en">In this case, the term not as usual ends on December 31 but corresponds to a duration of twelve months. </span><span lang="en">Completed
the contract, for example, on 18 June, he must be - announced no later
than May 17 exactly eleven months after the beginning.</span></div>
Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-59337971611926280352013-03-21T10:08:00.000-07:002013-05-07T00:37:26.028-07:00Car Insurance : Price war of motor vehicle insurers<div class="mttextarea" dir="ltr" id="TranslationOutput">
<div class="force_dir">
<span lang="en">Prices for <b>car insurance</b> are increased slightly compared to the previous year. </span><span lang="en">The hard winter 2010 as well as the disproportionate number of accidents were the decisive factor. </span><span lang="en">But by no means a general trend towards increases in the insurance industry on the records. </span><span lang="en">On
the contrary, high competition in the industry and the merciless
struggle for market share, the price level keeps constant low.</span></div>
<br />
<div class="force_dir">
<span lang="en">Every year are competing insurers especially to the automotive Wechselsaison to win the favor of customers. </span><span lang="en">With affordable premiums, they want to shine at the beginning to do well as much new business. </span><span lang="en">With words such as "we are the Aldi of the insurance industry", HUK-Coburg offensive enters the race. </span><span lang="en">The Group has recently replaced the Alliance in the retail business of the Automotive Division as a market leader. </span><span lang="en">The premiums an average 11 per cent have fallen industry for six years. </span><span lang="en">That
has pulled the rug from under the feet away some providers such as, for
example, the Ineas, which went bankrupt this summer.</span></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi9O2ydbURpyNWhu43BlQgm1h0GrT7rrL_IVVm0kJE8hf0D3gDt_5sdeY1b6-rRfRtlbRZ4CccTi2xHEvUojgDdnYIHy0Zaa7dXdgi2hjAk2clm8y1DouJL785Y6nRBt1YtxISr3zmwk6KJ/s1600/r-CAR-INSURANCE-large570.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="Car Insurance : Price war of motor vehicle insurers" border="0" height="133" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi9O2ydbURpyNWhu43BlQgm1h0GrT7rrL_IVVm0kJE8hf0D3gDt_5sdeY1b6-rRfRtlbRZ4CccTi2xHEvUojgDdnYIHy0Zaa7dXdgi2hjAk2clm8y1DouJL785Y6nRBt1YtxISr3zmwk6KJ/s320/r-CAR-INSURANCE-large570.jpg" title="Car Insurance : Price war of motor vehicle insurers" width="320" /></a></div>
<div class="force_dir">
<span lang="en">However, if you think that so is the price dispersion, which is wrong: hardly are costing the companies to undercut. </span><span lang="en">Business
with the automotive policy is profitable only if the main unit - the
combined ratio – remains of the insurer under the 100-percent mark. </span><span lang="en">It exceeds this value, cost of damage and management no longer has the premiums may be covered. </span><span lang="en">Be
sold also as in the past year many policies with discount protection,
means for the customer in an accident while not upgraded and therefore
no rise in premiums - who has insurance but additional costs to carry,
that have been provided the policyholder account were originally.</span></div>
<br />
<div class="force_dir">
<span lang="en">Some
insurers accept the fight at the damage limit of cost but in the short
term, to lure many new customers with extremely competitive premiums. </span><span lang="en">Because
especially in motor insurance, customer loyalty is very strong: who
once opted for an insurance provider, it remains faithful to typically
long.</span></div>
<br />
<div class="force_dir">
<span lang="en">The
insurance agents around the corner gives a discount on request of the
customer partially or tries to thrash away the competition from the
Internet through discounts on product bundling, but that goes for
customers mostly at the expense of transparency. </span><span lang="en">The HUK-Coburg that is however not the case: "our prices are non-negotiable. </span><span lang="en">All customers with similar characteristics get in the applicable fare the same price", said Board Member Klaus-Jürgen Heitmann.</span></div>
</div>
Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-88730199730950718422013-03-20T10:02:00.000-07:002013-05-07T05:15:13.659-07:00Car Insurance : Car in the flood - what now?<div class="mttextarea" dir="ltr" id="TranslationOutput">
<div class="force_dir">
<span lang="en">Each flood disaster many cars "perish". </span><span lang="en">But not always becomes a total loss. </span><span lang="en">For very important people: Considered action! </span><span lang="en">Fully
comprehensive or partial cover insurance insured can have mountains
while their vehicle in most cases and fully repaired - unauthorized
moving of the vehicle from the scene of the accident can however
significantly increase the damage or result in the loss of insurance
coverage.</span></div>
<br />
<div class="force_dir">
<span lang="en">Practical advice for victims</span></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjRwofSOt_dMtao956YTnaYj4TU1Z4f8IpJLYeFrwozqp1BNQXJM2rP_VaxtleEHIab2HRDz2U0jAikI4g7v8CdgkWMuQJw7i3DMpkO1v4r0gGqGup7aZzULfsSXv8mDJi2J87TXcoE9mOq/s1600/car-flood-jpg_171259.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="Car Insurance : Car in the flood - what now?" border="0" height="175" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjRwofSOt_dMtao956YTnaYj4TU1Z4f8IpJLYeFrwozqp1BNQXJM2rP_VaxtleEHIab2HRDz2U0jAikI4g7v8CdgkWMuQJw7i3DMpkO1v4r0gGqGup7aZzULfsSXv8mDJi2J87TXcoE9mOq/s320/car-flood-jpg_171259.jpg" title="Car Insurance : Car in the flood - what now?" width="320" /></a></div>
<div class="force_dir">
<span lang="en">Even if your vehicle is no longer available under water, you should try never to start the engine. </span><span lang="en">The risk that water has entered into the engine what would cause to start a so-called "water hammer" is too big. </span><span lang="en">The damage caused is many times greater than the minor damage caused by contact with water. </span><span lang="en">Already
the turning of the key in the ignition can cater for short circuits or
extensive losses in the electronics of the vehicle. </span><span lang="en">Even if the engine first starts, the oil mixed with water can cause a piston seizure or damage to the crankshaft.</span></div>
<br />
<div class="force_dir">
<span lang="en">Sand in the gears</span></div>
<br />
<div class="force_dir">
<span lang="en">The
Central Association of German motor vehicle trade (ZDK) recommends that
victims, to tow her car without starting attempt or their own repair
efforts in the nearest garage and to seek advice there, whether is worth
a "draining". </span><span lang="en">This is first and foremost by the residual value before the flood off and the vehicle "submerged" was how deep. </span><span lang="en">It
is also of great importance, as polluted water was: in many places fine
sand can accumulate in highly turbid water – especially in the engine
compartment, these pads quickly lead to capital losses. </span><span lang="en">For the Interior, there are professional methods to eliminate the water damage.</span></div>
<br />
<div class="force_dir">
<span lang="en">What does the insurance?</span></div>
<br />
<div class="force_dir">
<span lang="en">We
have already mentioned the damages incurred through improper initiative
– apart from Casco customers risk even their insurance coverage! </span><span lang="en">The comprehensive insurance pays only damages resulting from direct exposure of the water or by natural forces on the car. </span><span lang="en">These include all damages which are caused by "Washing away" of the vehicle or the vehicle reaches items. </span><span lang="en">Also, any damage caused by the water itself, such as the Interior or the "sand in the gears" are applied.</span></div>
<br />
<div class="force_dir">
<span lang="en">If
your car suffers an engine failure because you wanted to move it as
mentioned above from the flood or after the flood, as it involves an
"indirect" damage that therefore belongs to gross negligence. </span><span lang="en">Here, your comprehensive insurance basically makes close the locks. </span><span lang="en">The
same applies if you try to drive through deep water or the car despite
explicit flood risk has been in a flood-prone parking lot. </span><span lang="en">Here, also any liability by the owner of the parking lot - is even if it is a rented garage or a hotel parking lot.</span></div>
</div>
Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-22547104034920858382013-03-20T09:57:00.000-07:002013-05-07T05:15:33.562-07:00Car Insurance - Carnival: Foolishly Yes, but please not foolishly insured!<div class="force_dir">
<span lang="en">The Carnival and Carnival days a lavish celebration are available at the door, and with them. </span><span lang="en">Costumes, parades and revelers people wherever the eye looks. </span><span lang="en">But here are also many dangers. </span><span lang="en">Who
with mask or drink-driving is caught, discovered damage to the vehicle
after a parade or caused an accident when moving or itself suffers, for
joy is over quickly - especially if he is not sufficiently insured. </span><span lang="en">We want to help you that you come well and safely through the holidays.</span></div>
<br />
<div class="force_dir">
<span lang="en">On
Rosenmontag, are the streets celebrating re-filled his fool time
millions of people with losers, masks, wigs and costumes - omitted and
cavort in the processions and parades through the streets. </span><span lang="en">At the latest since the parade in Duisburg love we know but that such major events a lot can go wrong.</span></div>
<br />
<div class="force_dir">
<span lang="en">Carnival parade: Directions and parking</span></div>
<br />
<div class="force_dir">
<span lang="en">Car
owners should refrain rather with your vehicle by streets, where
carnival parades take place - just in the Carnival stronghold here
caution is Mainz, Düsseldorf or Cologne: who aims his car on the road or
in the vicinity of a move, has bad cards on adequate compensation if
the vehicle afterwards has been scratches, dents or other vandalism
damage. </span><span lang="en">It is almost impossible to identify the
perpetrators or the, on the other hand also your Casco insurance is
reluctant to pay full damage, because: the parking in a such danger is
considered grossly negligent act.</span></div>
<br />
<div class="force_dir">
<span lang="en">And
in other ways it can be uncomfortable: just when the streets are full
of wild and rollicking mood, a regular parking can sometimes become an
emergency escape route for emergency vehicles. </span><span lang="en">If
your car is towed away or comes to damage, because it is a rescue
operation at the wrong time in the wrong place, it is really expensive. </span><span lang="en">Even for heavy handicapped parking spaces, there is no special treatment during Carnival celebrations.</span></div>
<br />
<br />
<div class="force_dir">
<span lang="en">Mask at the wheel</span></div>
<br />
<div class="force_dir">
<span lang="en">Without necessarily wear masks or bulky costumes behind the wheel. </span><span lang="en">These can significantly affect the vision, hearing and movement. </span><span lang="en">What
may sound like first terse, can carry far-reaching consequences: who is
fully costumed in a police check, faces punishment at least ten euros,
depending on the degree of negligence. </span><span lang="en">Even with
the motor insurance is here not to be trifled with: an accident is in
any case more closely, examine the disguise that was cause. </span><span lang="en">In addition, you risk your collision damage waiver protection for grossly negligent act. </span><span lang="en">About simple losers you need to worry of course.</span></div>
<br />
<div class="force_dir">
<span lang="en">Our comparison calculator shows you more about prices and scope of services of insurance.</span></div>
<br />
<div class="force_dir">
<span lang="en">Drinking and driving</span></div>
<br />
<div class="force_dir">
<span lang="en">Omitted
celebrated well eaten, good drink, a good successful evening - even if
the last beer is somewhat longer, tends to easy to overconfidence in the
good mood and feels more sober than the Alcohol Tester will tell the
police in controlling circumstances. </span><span lang="en">We want to
cut off course the tie anyone - but still no shortage accidents under
the influence an excerpt from the fine catalog there, as a reminder
again:</span></div>
<br />
<div class="force_dir">
<span lang="en">Who
is caught with 0.5 or more per thousand in the control of the police,
gets at least 500 euros penalty, four points in Flensburg and at least a
month of driving licence withdrawal.</span></div>
<div class="force_dir">
<span lang="en">Who behaves remarkably, must deliver for half a year or even longer his licence may from 0.3 per thousand. </span><span lang="en">In addition, there is a fine.</span></div>
<div class="force_dir">
<span lang="en">The limit to the absolute Swiss is 1.1 per thousand. </span><span lang="en">Who
is involved in a such a high alcohol content in the blood from the
market, must give at least six months on the driver's license, gets four
points and a mostly four-digit fine.</span></div>
<div class="force_dir">
</div>
<div class="force_dir">
<div class="mttextarea" dir="ltr" id="TranslationOutput">
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhRFxrlY3vl8DzbQgOtIiqlDcjFapu1IrWvRdQdAiRwDwC5vOXDDNPrvUDdIvbapE6lTkaHfpDaB80QChrCM3sduUQtuGw9QIqdVXR9239aWJx1WSh0HXQycN0YuJXjGG0iikqnWjEJWbiV/s1600/Carnaval+car2.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="Car Insurance - Carnival: Foolishly Yes, but please not foolishly insured!" border="0" height="314" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhRFxrlY3vl8DzbQgOtIiqlDcjFapu1IrWvRdQdAiRwDwC5vOXDDNPrvUDdIvbapE6lTkaHfpDaB80QChrCM3sduUQtuGw9QIqdVXR9239aWJx1WSh0HXQycN0YuJXjGG0iikqnWjEJWbiV/s320/Carnaval+car2.jpg" title="Car Insurance - Carnival: Foolishly Yes, but please not foolishly insured!" width="320" /></a></div>
<div class="force_dir">
<span lang="en">Also
the residual alcohol should not be underestimated: who all too deeply
into the glass look has, "Not the subsequent night heals the" often
also. </span><span lang="en">The human body breaks down about 0.1 per
thousand per hour – at 1.0 percent, it will take at least 10 hours,
until the revelers is again ausgenüchtert. </span><span lang="en">If he is then already roadworthy despite hangover, is another story.</span></div>
<br />
<br />
<div class="force_dir">
<span lang="en">Damage in carnival parades</span></div>
<br />
<div class="force_dir">
<span lang="en">A
cocktail is spilled on the expensive costume of the neighbors quickly
and even the noblest cigar Havana can burn a hole in the suit of
Mitfeiernden. </span><span lang="en">Without personal liability
insurance should not going though anyway through life--just the foolish
days this protection of gold is worth. </span><span lang="en">As long as
damage is done intentionally, the liability insurance for self-caused
damage to property and personal injury comes up. </span><span lang="en">But
in particular, with regard to negligence, is to enjoy the legal
situation of excessive alcohol consumption with caution: who gets drunk
in a brawl, can not hope to support his private liability insurance. </span><span lang="en">Here is decided despite the clouded judgment frequently on intent.</span></div>
<br />
<div class="force_dir">
<span lang="en">Also
the operator and participant of the parades will be secured: the
Organizer liability protection is therefore indispensable for organizers
of Carnival rides. </span><span lang="en">These are smaller parades, usually also the existing association liability insurance is sufficient.</span></div>
<br />
<div class="force_dir">
<span lang="en">Animals on carnival parades</span></div>
<br />
<div class="force_dir">
<span lang="en">Who
wants to leave his dog not alone at home, but take him to the Carnival,
which should it either muzzled create or better yet: complete dog owner
liability insurance. </span><span lang="en">Responds to the crowds of the four-legged stressed and bites a Mitfeiernden, the insurance for the pain and suffering.</span></div>
<br />
<div class="force_dir">
<span lang="en">The
same applies to the page of the Organizer: If some horses accompany the
move and flee or violate viewers in panic, comes the horse holder
liability for the damage.</span></div>
<br />
<div class="force_dir">
<span lang="en">Accidents during carnival parades</span></div>
<br />
<div class="force_dir">
<span lang="en">Also,
one can be sure as visitors not from accidents: If the masses through
the streets, dancing and swinging, a crash is happening quickly. </span><span lang="en">Even if the candy in the crowds are thrown from the car of the Rosenmontag parades, can "what the eye go". </span><span lang="en">So even a well-meaning panel turns out chocolate to the dangerous level. </span><span lang="en">In
such cases, not the liability of the Organizer on pain and suffering
cannot be prosecuted – what helps is a private accident insurance. </span><span lang="en">This protects not only before the eventuality of a Karnevalsumzugs, but throughout the year for all leisure activities.</span></div>
<br />
<br />
<div class="force_dir">
<span lang="en">If it is too loud</span></div>
<br />
<div class="force_dir">
<span lang="en">Who
among the "Carnival muffles" and the whole noise and roar of the hot
phase of the Carnival to start nothing white, should better equip
themselves with earplugs or fleeing: carnival parades are regarded as a
kind of State of emergency, which it is not as accurate legally taken
with volume levels and rest periods. </span><span lang="en">However, you must have not fallen as local residents. </span><span lang="en">Whether
it comes to clarify a claim to an accident or other inconveniences,
which lead to a dispute - who does not want to remain seated on the
costs of the proceedings, is completely covered with insurance.</span></div>
</div>
</div>
Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-27278755076894611582013-03-19T22:40:00.000-07:002013-05-07T00:23:01.741-07:00Read and understand his car insurance<div class="force_dir">
<span lang="en">It is often difficult to understand his auto insurance. </span><span lang="en">However, disaster, we realize that ultimately we have not made the right choices.</span></div>
<br />
<div class="force_dir">
<span lang="en">Here are some steps to understand better his contract and choose the right options.</span></div>
<br />
<div class="force_dir">
<span lang="en">Most policyholders tend to refer to the price of their insurance premiums to make their choice. </span><span lang="en">If the price is important, it should not be your only choice.</span></div>
<br />
<div class="force_dir">
<span lang="en">Civil liability and limitations</span></div>
<div class="force_dir">
<span lang="en">So-called third-party coverage contains at minimum liability insurance. </span><span lang="en">It is compulsory and covers damage you might cause accidents whether they be physical or material. </span><span lang="en">On the other hand, it does not cover you you and your vehicle. </span><span lang="en">If you think that the value of your vehicle does not need to guarantee all risks, it is your choice. </span><span lang="en">It depends on its starting value. </span><span lang="en">On the other hand, it is important to cover you as a driver in an accident.</span></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgXRP77S6Vfy5f_txtuL98YFTZdXAEoEvpPxLectZljmIjKNTvooKMoUB-oWfg6nOKqUa8c5SY2Bffi6wbVDvUVgJ2qg3oQIp-3u6lnYr8bgOGL6VnoBNgojFRCgHC-QZEV0nM2_hv3srm6/s1600/1-understand.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="Read and understand his car insurance" border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgXRP77S6Vfy5f_txtuL98YFTZdXAEoEvpPxLectZljmIjKNTvooKMoUB-oWfg6nOKqUa8c5SY2Bffi6wbVDvUVgJ2qg3oQIp-3u6lnYr8bgOGL6VnoBNgojFRCgHC-QZEV0nM2_hv3srm6/s1600/1-understand.jpg" title="Read and understand his car insurance" /></a></div>
<div class="force_dir">
<span lang="en">The individual guarantee driver</span></div>
<div class="force_dir">
<span lang="en">To cover you you as a driver, accidents causing physical injuries, it is important to purchase an individual guarantee driver. </span><span lang="en">This
warranty is not always part of the insurance contract to the third
party, so it's a clause to be added to your contract, a clause that is
important not to neglect.</span></div>
<br />
<div class="force_dir">
<span lang="en">Insurance all risks</span></div>
<div class="force_dir">
<span lang="en">The term insurance all risk can be confusing. </span><span lang="en">It includes the liability and insurance covering your own wounds or repair on your vehicle. </span><span lang="en">However, insurance all risks does not mean that you are covered for everything. </span><span lang="en">Also, some for example impose limits on interventions. </span><span lang="en">For others still, it is for you to choose the coverages, such as theft, glass breakage, fire, weather...</span></div>
<br />
<div class="force_dir">
<span lang="en">The price of the franchise</span></div>
<div class="force_dir">
<span lang="en">Finally, if some insurance companies have very low prices, they often compensate on the prices of the franchises. </span><span lang="en">In
addition, the operation of franchises is often explained in a complex
way, it is important to speak with your insurance company in order to
understand the limits of your car insurance.</span></div>
Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-65970217277997736412013-03-19T09:49:00.000-07:002013-05-07T05:13:03.964-07:00Car Insurance : Save anyway!<div class="mttextarea" dir="ltr" id="TranslationOutput">
<div class="force_dir">
<span lang="en">The car is indispensable to many households and is increasingly becoming the expensive luxury good. </span><span lang="en">Now
added the insurer now - timely missed their customers after a few years
of "post"peace for Christmas - a major financial shocks.</span></div>
<br />
<div class="force_dir">
<span lang="en">Almost all insurance companies have announced at the beginning of the year 2012 strong increases for car insurance. </span><span lang="en">These increases relate both to motor liability as also the vehicle insurance and the insurers vary. </span><span lang="en">Calculations
of the companies in which incorporate calculations claims benefits and
risks and impact very clearly on the contributions of partial and fully
comprehensive insurance are based on this new price increases.</span></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj1usS5wfRsguCk0muR4v4b_AqkxVrD9203lqSI0axx2y_V5M91GhbeM-51z1GXKdEYstoPRTvIMaFlAxq3JM_zPOqeymJy0YyeBeATFJZOGnwfRH9Yuk3DHfj49TNe61W56PtBfmYvn8gh/s1600/Dropping-Auto-Insurance-While-Recovering-from-Stroke-insurance-file-folder.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="Car Insurance : Save anyway!" border="0" height="212" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj1usS5wfRsguCk0muR4v4b_AqkxVrD9203lqSI0axx2y_V5M91GhbeM-51z1GXKdEYstoPRTvIMaFlAxq3JM_zPOqeymJy0YyeBeATFJZOGnwfRH9Yuk3DHfj49TNe61W56PtBfmYvn8gh/s320/Dropping-Auto-Insurance-While-Recovering-from-Stroke-insurance-file-folder.jpg" title="Car Insurance : Save anyway!" width="320" /></a></div>
<div style="text-align: left;">
</div>
<div class="force_dir">
<span lang="en">To
attract new customers, advertises the insurance industry each year in
the fall intensive in all media and indicates the normal notice period
to the 30.11. </span><span lang="en">So is urged a quick change and - as incidentally - are discounts for the new contract promised.</span></div>
<br />
<div class="force_dir">
<span lang="en">The existing customers of the car insurers are excluded from all these cute actions. </span><span lang="en">Discounts for customers who are long in the contract? </span><span lang="en">Nil return! </span><span lang="en">On
the contrary, the contributions these customers meet for the insurer
only as paying clientele sin, interesting, particularly hard.</span></div>
<br />
<div class="force_dir">
<span lang="en">Take advantage of special right of termination and save despite increase in premium!</span></div>
<br />
<div class="force_dir">
<span lang="en">The
fact is: no matter whether new or existing customer - who compares the
contributions in a timely manner and takes care of a reasonable
contract, is on the safe side and has the chance to save still some
money.</span></div>
<br />
<div class="force_dir">
<span lang="en">Unfortunately
the insurance companies send their announced increases often only after
the 30.11, so especially the passive stock customers--older
policyholders who make little use of the Internet or insurance customers
who have no comparison--often accept these increases and definitely
deeper access into the bag, because they missed so the notice period.</span></div>
<br />
<div class="force_dir">
<span lang="en">Wrong! </span><span lang="en">As for contributions, policyholders have always a special right of termination by one month. </span><span lang="en">If
the letters with the increases in the House flap, should even the loyal
customers wake up and get a better deals, because the household budget
can be relieved in 2012.</span></div>
<br />
<div class="force_dir">
<span lang="en"><b>CAR insurance </b>comparison on the Internet use</span></div>
<br />
<div class="force_dir">
<span lang="en">The Internet offers many free ways to compare car insurance quickly and objectively. </span><span lang="en">Thereby, but customers should note to face always rates with same benefits. </span><span lang="en">Also a change of the solid in the partial cover insurance saves on older vehicles.</span></div>
<br />
<div class="force_dir">
<span lang="en">Who necessarily wishes to remain as an existing customer with his insurance company, may enquire there after a rebate. </span><span lang="en">Many insurers give new customer discounts these insured light "telephone hold" often, another year to keep them. </span><span lang="en">And if not - then off to a new, cheap car insurance!</span></div>
</div>
Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-68523790135599994132013-03-18T22:35:00.000-07:002013-05-07T00:19:39.797-07:00Car insurance: calculate its auto insurance rates<div class="force_dir">
<span lang="en">Auto
insurance rates are very difficult to calculate because many elements
come into account in the calculation of the price of car insurance.</span></div>
<br />
<div class="force_dir">
<span lang="en">Given
this complexity insurance companies have teams of statisticians that
establish different prices to a quote for insurance car on the basis of
the set of elements that is your 'profile '.</span></div>
<div class="force_dir">
<span lang="en">We cannot explain how insurers calculate exactly a quote for auto insurance because too many elements are taken into account. </span><span lang="en">On the other hand, we will try to describe in outline the main elements.</span></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgkr8Muiqdw8SoD4Soa1viKCsYd6fW7btYdXwPtVGKzSoOsVsflhjwdRV8-f2vjAdSGIb4BoQNAgD8bFJM2syCjc7YmM1b1QD8nYnqsDdBFzs7_JZN1NIQc9iyFeKOZjfyXvjzuY2PX-a4w/s1600/Calculating-Insurance-Rates2-461x271.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="Car insurance: calculate its auto insurance rates" border="0" height="188" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgkr8Muiqdw8SoD4Soa1viKCsYd6fW7btYdXwPtVGKzSoOsVsflhjwdRV8-f2vjAdSGIb4BoQNAgD8bFJM2syCjc7YmM1b1QD8nYnqsDdBFzs7_JZN1NIQc9iyFeKOZjfyXvjzuY2PX-a4w/s320/Calculating-Insurance-Rates2-461x271.jpg" title="Car insurance: calculate its auto insurance rates" width="320" /></a></div>
<div class="force_dir">
<span lang="en">Main criteria for auto insurance rates</span></div>
<div class="force_dir">
<span lang="en">The
main elements that enter into account in the calculation of a car
insurance price are: the type of vehicle, the geographic area in which
you want to be assured, your age and your profession.</span></div>
<div class="force_dir">
<span lang="en">In
addition, should add to these criteria your historic insurers
(bonus/malus) which plays a crucial role in the calculation of an
insurance quote. </span><span lang="en">It is difficult to go into the
details on the calculation of the bonus/malus and quantify the impact it
has on the amount of the insurance auto quote.</span></div>
<br />
<div class="force_dir">
<span lang="en">We have compiled a list of the main criteria common to auto insurance companies. </span><span lang="en">But some insurers have their own criteria as for example the color of your car. </span><span lang="en">If you have a red car, you pay more at some insurers! </span><span lang="en">Why? </span><span lang="en">These insurers believe that a driver who has a red car will tend to roll quickly because this color is more typed sport. </span><span lang="en">Therefore prefer more «classical» colours</span></div>
<br />
<div class="force_dir">
<span lang="en">You'll
understand it almost impossible to draw up an exhaustive list of the
criteria entering into account in the calculation of an auto insurance
quote.</span></div>
<br />
<div class="force_dir">
<span lang="en">The
criteria are usually different from one insurer to another, we recommend
that you compare prices and request quotes for auto insurance, it's
free! </span><span lang="en">Do not hesitate, it takes 3 minutes and it can make you make significant savings. </span><span lang="en">Compare car insurance rates, you'll see that for a same profile rates may vary from simple to double.</span></div>
Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-85988681548142811222013-03-18T22:32:00.000-07:002013-05-07T00:20:01.051-07:00Car Insurance all risks / third party insurance: which one to pick?<div class="force_dir">
<span lang="en">You have an insurance all risks in recent years and the value of your car has declined since. </span><span lang="en">What is always interesting to take out insurance for all risks? </span><span lang="en">Should you go to the third party? </span><span lang="en">Reduce your auto insurance coverage?</span></div>
<br />
<div class="force_dir">
<span lang="en">Determine the opportunity side of your car</span></div>
<div class="force_dir">
<span lang="en">Ensure the vehicle in all risk only makes sense if your car has a certain value. </span><span lang="en">To do this you first to determine the value of your car by checking its coast on the occasion (see our free argus). </span><span lang="en">It is very important to know the value of the vehicle as this will affect the choice of warranties.</span></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihjr5yevF6QxnGC4_Vfshn1gK1-Dc6Xu7zeOvue7GvqzSPk0W12ZTa73-S3z6nKRoR3550ot2Sx2_0yERkCR0e7WwVWMuGW4OjaKES47RYOvNbCN8Sumh8ADGuPQ-ue5U0zdy0P8cCThIS/s1600/517574-car-cover.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="Car Insurance all risks / third party insurance: which one to pick?" border="0" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihjr5yevF6QxnGC4_Vfshn1gK1-Dc6Xu7zeOvue7GvqzSPk0W12ZTa73-S3z6nKRoR3550ot2Sx2_0yERkCR0e7WwVWMuGW4OjaKES47RYOvNbCN8Sumh8ADGuPQ-ue5U0zdy0P8cCThIS/s320/517574-car-cover.jpg" title="Car Insurance all risks / third party insurance: which one to pick?" width="320" /></a></div>
<div class="force_dir">
<span lang="en">Choose good guarantees</span></div>
<div class="force_dir">
<span lang="en">The choice of the guarantees is quite complex to ensure his vehicle. </span><span lang="en">Below the main guarantees:</span></div>
<br />
<div class="force_dir">
<span lang="en">'The
civil liability or the third party cover' is mandatory and ensures
compensation for all the damage and injury caused to third parties but
it does not do any damage to the car of the insured.</span></div>
<br />
<div class="force_dir">
<span lang="en">"The guarantee of bodily injury sustained by the driver (responsible for the accident or not)</span></div>
<br />
<div class="force_dir">
<span lang="en">"The guarantee of damage (theft, fire, glass breakage, collision etc.)</span></div>
<br />
<div class="force_dir">
<span lang="en">«Warranty
damage all risks» allows you to be compensated for the damage caused to
the third party, passengers and vehicles, and, that the insured is
responsible for or victim of the disaster.</span></div>
<br />
<div class="force_dir">
<span lang="en">Keep coverage all risks?</span></div>
<div class="force_dir">
<span lang="en">If the side of your car is low (check with our free argus, your all-risk insurance premium will remain high. </span><span lang="en">It is not worth not necessarily. </span><span lang="en">At
a certain moment in the life of your car, it will cost you more
expensive auto insurance all risks to pay disaster responsible for minor
repairs of course. </span><span lang="en">If your car is not in very
good condition, your insurer take this into account in the calculation
of your benefit responsible for disaster. </span><span lang="en">Insure a car in all risk that is not in good condition is rarely profitable for the insured. </span><span lang="en">Some
insurance companies require even to insure a car in all risk a "Visual
inspection" in one of their garage approved, before agreeing to ensure
in all risks. </span><span lang="en">This allows the insurer to get an idea of the general condition of the vehicle. </span><span lang="en">Each deterioration is listed and taken into account in the calculation of your benefit disaster where you are responsible for. </span><span lang="en">Yet once, do not hesitate to get a car insurance comparison by requesting insurance quotes all risks.</span></div>
<br />
<div class="force_dir">
<span lang="en">Guarantee flight / fire: a good solution?</span></div>
<div class="force_dir">
<span lang="en">This formula seems perfectly adapted to old cars. </span><span lang="en">Indeed, it allows to slightly lower the amount of the premium and keep essential guarantees such as theft or fire. </span><span lang="en">The only case where you are not covered, it is responsible for disaster. </span><span lang="en">But for sure you will make significant savings on your auto insurance premium.</span></div>
Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-28895940040893560102013-03-17T22:29:00.000-07:002013-05-07T00:20:16.560-07:00Car insurance quote: Why ask for it online<div class="force_dir">
<span lang="en">The request for quote online has become commonplace, and insurance including auto insurance.</span></div>
<br />
<div class="force_dir">
<span lang="en">Easy, fast and convenient</span></div>
<div class="force_dir">
<span lang="en">Easy
and within reach of almost all it is a way for the user to better
control its budget, but also his future contract clauses. </span><span lang="en">At the time of the Internet, it has become easy to request quotes online, including car insurance. </span><span lang="en">So, this gives you the opportunity to solicit different insurers, in order to get a better idea of the market.</span></div>
<br />
<div class="force_dir">
<span lang="en">The time to understand</span></div>
<div class="force_dir">
<span lang="en">Once
the quote is established, you have all the time to understand the
future contract, to think about the right questions to ask your insurer
based on your profile. </span><span lang="en">Without stress, you can study at best the different proposals that have made you. </span><span lang="en">They must match your lifestyle and the use you make of your vehicle.</span></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiHTgx1Mg-F0xsg8YZQ1zZZt71GNCwET1upBa3mf6aA85AW-fXDUo_niwDri3FGJirc96KLShBPqDlcmsX1H0mbovFcfk9mUr7Vyz60PhRIdattQsZVhJz97ZvCI8p_b1NJO61i27ViYb_M/s1600/how-many-auto-insurance-quotes-are-made-monthly-online-2.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="Car insurance quote: Why ask for it online" border="0" height="177" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiHTgx1Mg-F0xsg8YZQ1zZZt71GNCwET1upBa3mf6aA85AW-fXDUo_niwDri3FGJirc96KLShBPqDlcmsX1H0mbovFcfk9mUr7Vyz60PhRIdattQsZVhJz97ZvCI8p_b1NJO61i27ViYb_M/s320/how-many-auto-insurance-quotes-are-made-monthly-online-2.jpg" title="Car insurance quote: Why ask for it online" width="320" /></a></div>
<div class="force_dir">
<span lang="en">For a contract that looks like you</span></div>
<div class="force_dir">
<span lang="en">You
know if you want to insure your car to the third party or all risks or
guarantees that you want in addition to the level of assistance for
example or ceilings of compensation and franchises.</span></div>
<br />
<div class="force_dir">
<span lang="en">Time to compare</span></div>
<div class="force_dir">
<span lang="en">Establish online auto insurance quotes, it is also taking the time to compare the different insurance companies. </span><span lang="en">Through
the different available comparators, you will thus have the opportunity
to get a better idea of the auto insurance market.</span></div>
<br />
<div class="force_dir">
<span lang="en">Have the weapons to decide</span></div>
<div class="force_dir">
<span lang="en">Once the comparison made online, you can then proceed to the next step. </span><span lang="en">With
the quote which you are interested, do not hesitate to contact your
insurance by phone in order to have the maximum amount of information on
the quote that you have and make your choice in full knowledge of the
cause.</span></div>
Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-79894232565584283162013-03-17T22:27:00.000-07:002013-05-07T00:20:32.360-07:00Car insurance: find a discount/low cost auto insurance<div class="force_dir">
<span lang="en">The price of a contract of insurance is an important criterion. </span><span lang="en">Check out our tips to choose insurance discount!</span></div>
<br />
<div class="force_dir">
<span lang="en">Online auto insurance are deemed cheaper than those purchased from physical agencies. </span><span lang="en">Through more a car insurance comparer, the potential savings are much greater.</span></div>
<br />
<div class="force_dir">
<span lang="en">In
order to remove any ambiguity, the terms discount or low-cost return to
auto insurance rates and not to the quality of the selected coverage. </span><span lang="en">This means that it is quite possible to find a discount insurance and protective to his car.</span></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgui0d20hiifLU2OaE3ffghbCx7M8mdwOr2RjazjjvU5V3zP7N5v2PZS3yRyK-s_iBXa9x3hKvLEsUC1xQAX7h_DYA0fIJrKvyiQ8DaHLNvYXFVMKKIBRxF86oS3P9j2LbwW7Ytzswn7k7A/s1600/cheap_car_insurance_in_florida1.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="Car insurance: find a discount/low cost auto insurance" border="0" height="224" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgui0d20hiifLU2OaE3ffghbCx7M8mdwOr2RjazjjvU5V3zP7N5v2PZS3yRyK-s_iBXa9x3hKvLEsUC1xQAX7h_DYA0fIJrKvyiQ8DaHLNvYXFVMKKIBRxF86oS3P9j2LbwW7Ytzswn7k7A/s320/cheap_car_insurance_in_florida1.jpg" title="Car insurance: find a discount/low cost auto insurance" width="320" /></a></div>
<div class="force_dir">
<span lang="en">Insurance discount: opt for a comparator of price</span></div>
<div class="force_dir">
<span lang="en">Today, more and more auto insurance companies implement offers 100% online. </span><span lang="en">The primary benefit of these new contracts is that they are less expensive than agency. </span><span lang="en">Thus, estimated 20 to 40% average savings that can be realized by the insured who have chosen auto online insurance.</span></div>
<br />
<div class="force_dir">
<span lang="en">Moreover, motor insurance online are often present on the panel of the comparators of insurance. </span><span lang="en">This
state of fact offers to the person who is looking for a contract of
insurance the opportunity to compare several offers low cost.</span></div>
<br />
<div class="force_dir">
<span lang="en">Moreover, passing by a comparator of insurance to ensure the level of guarantees of proposed contracts.</span></div>
<br />
<div class="force_dir">
<span lang="en">Low cost auto insurance are available for all forms</span></div>
<div class="force_dir">
<span lang="en">While
one might think that only the insurance to the third party, in that it
covers civil liability compulsory law, can be found cheap, it is
actually given to the savings on all forms car insurance.</span></div>
<br />
<div class="force_dir">
<span lang="en">Indeed,
even for auto insurance all risks, makes the most complete insurance
for his vehicle, the driver can subscribe a contract discount, able to
well support the damage sustained on his vehicle or which it would
directly be victim.</span></div>
Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-73136441548059432862013-03-16T22:24:00.000-07:002013-05-07T00:20:51.807-07:00Car insurance: the importance of history to the underwriter<div class="force_dir">
<span lang="en">How your past of driver influence the price of your insurance?</span></div>
<br />
<div class="force_dir">
<span lang="en">Auto insurance prices are not fixed arbitrarily. </span><span lang="en">Indeed, many criteria are taken into account to determine rates. </span><span lang="en">It
is because of the diversity of these factors that the prices vary so
much depending on the model of car that you and the person who assured
him. </span><span lang="en">Because all these criteria, the history of the driver is crucial.</span></div>
<br />
<div class="force_dir">
<span lang="en">How does history affect prices?</span></div>
<div class="force_dir">
<span lang="en">Indeed, the profile and the past of the insured are decisive in the fixing of the price of the insurance. </span><span lang="en">For example, a driver who has his permit for 1 year, will be considered more at risk than a driver who owns his 15 years. </span><span lang="en">This will result in an increase in the rates for the young driver.</span></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg_0NE0B-C5b9SSJyoewVH7Dk0h_VC955MuAB6s-ifez-2s0v5c74G3UMPy7jisQ9qr5Ge2p275fFWCXTnST_8GF92laSOaEsc9zLPQN5NHAlu5jNeRAPXOChlEhIrEbUXlM58hbwE1Eig8/s1600/fotolia_2371489_XS.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="Car insurance: the importance of history to the underwriter" border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg_0NE0B-C5b9SSJyoewVH7Dk0h_VC955MuAB6s-ifez-2s0v5c74G3UMPy7jisQ9qr5Ge2p275fFWCXTnST_8GF92laSOaEsc9zLPQN5NHAlu5jNeRAPXOChlEhIrEbUXlM58hbwE1Eig8/s320/fotolia_2371489_XS.jpg" title="Car insurance: the importance of history to the underwriter" width="320" /></a></div>
<div class="force_dir">
<span lang="en">But there is not that the basic price that is modified by the history. </span><span lang="en">Prices can still evolve after the signing of the contract, particularly because of the bonus/malus. </span><span lang="en">This system, imposed on all insurers, reward good behaviour and penalise bad. </span><span lang="en">Specifically,
every year, the insurer recalculates its tariffs for each of its
policyholders depending on their behavior the previous 12 months. </span><span lang="en">Thus, those who have been responsible for any accidents will receive a reduction on their premium. </span><span lang="en">On the other hand, those who have been responsible for an accident will see their premiums increase.</span></div>
<br />
<div class="force_dir">
<span lang="en">The criteria which are not taken into account</span></div>
<div class="force_dir">
<span lang="en">However, it should not be thought that everything, absolutely everything, is taken into account by insurers. </span><span lang="en">Some criteria are not always successful or even are never selected. </span><span lang="en">For example, if the insurers have the right to increase the price for those who commit an excess of speed, all do not.</span></div>
<br />
<div class="force_dir">
<span lang="en">The
criteria that are never taken into account, include also for no parking
fines, which are not expected to be included in the dossier of the
insured and shall not be taken into account by the insurance. </span><span lang="en">Similarly,
if it is necessary for the insured to declare the handicaps from which
it suffers, whether they are visible or not, the insurer has however not
entitled to retain this criterion to justify an increase of premium:
this is perfectly illegal.</span></div>
Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-77945784229485593612013-03-16T22:18:00.000-07:002013-05-07T00:21:24.576-07:00Car insurance: intermediate car insurance: between one-third and the all risks<div class="force_dir">
<span lang="en">Discover the advantages of the intermediate car also known as the third most insurance insurance</span></div>
<br />
<div class="force_dir">
<span lang="en">When the insurance, the choice between several forms arises. </span><span lang="en">Among the known formulas, there is the third party insurance and insurance all risks. </span><span lang="en">But it is also possible to opt for a somewhat different and less known formula intermediate insurance.</span></div>
<br />
<div class="force_dir">
<span lang="en">Before explaining what is third party insurance, should remember what are the other two options.</span></div>
<br />
<div class="force_dir">
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhFp3GJzYOd4zpQNm-GD3TjdvyGhBXU3JpVDwYFKB0quja9NKeT2zyLSUEc9sXbqjnzfbNuo-Up3O5J3zQu0rFGJw11OMvvgCNyHCvBL-At7W3zKRzhQH7knsM45DZeycvWn798xJ5uSv56/s1600/simulte.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="Auto insurance: intermediate car insurance: between one-third and the all risks" border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhFp3GJzYOd4zpQNm-GD3TjdvyGhBXU3JpVDwYFKB0quja9NKeT2zyLSUEc9sXbqjnzfbNuo-Up3O5J3zQu0rFGJw11OMvvgCNyHCvBL-At7W3zKRzhQH7knsM45DZeycvWn798xJ5uSv56/s1600/simulte.jpg" title="Auto insurance: intermediate car insurance: between one-third and the all risks" /></a></div>
<span lang="en">Traditional forms</span></div>
<div class="force_dir">
<span lang="en">The third-party insurance is the legal minimum. </span><span lang="en">It covers only the damage that you may cause to another person at the wheel of his vehicle. </span><span lang="en">On
the other hand, if one is involved in an accident which is not
responsible for, it is the insurance of the driver responsible who will
refund. </span><span lang="en">Generally, a third-party insurance coverage is never as good as the insurance all risks.</span></div>
<br />
<div class="force_dir">
<span lang="en"><span id="goog_2034619496"></span><span id="goog_2034619497"></span>It, on the contrary, as its name suggests, offers full coverage. </span><span lang="en">Whether responsible or not, that a third party involved is identified or not, that you are victim of a natural disaster... </span><span lang="en">It is always covered by insurance all risks.</span></div>
<br />
<div class="force_dir">
<span lang="en">What is the intermediate insurance?</span></div>
<div class="force_dir">
<span lang="en">To
summarize, we can say that intermediate insurance, also known as the
third most insurance, is a sort of in-between, at halfway between the
two formulas presented above. </span><span lang="en">It covers civil liability, theft, fire and ice breaking.</span></div>
<br />
<div class="force_dir">
<span lang="en">It
is interesting for those who think that auto insurance in the third
party coverage is too narrow, but have no means to pay auto insurance
all risks.</span></div>
<br />
<div class="force_dir">
<span lang="en">As
always in the world of insurance, it should, however, ask insurers to
learn more because the companies offered warranties vary, not to mention
the price.</span></div>
Anonymoushttp://www.blogger.com/profile/02325606468521522980noreply@blogger.com0tag:blogger.com,1999:blog-1884304141177227496.post-21898888345416827742013-03-15T22:14:00.000-07:002013-05-07T00:23:49.290-07:00Car insurance: termination by the insurer<div class="force_dir">
<span lang="en">Insurance companies may decide to terminate a contract if certain clauses have not been met by the insured driver.</span></div>
<br />
<div class="force_dir">
<span lang="en">The insurer may reserve the right to terminate the contract of insurance of one of its policyholders in the following cases:</span></div>
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<span lang="en">In the event of unpaid</span></div>
<div class="force_dir">
<span lang="en">If
the insured does not pay its dues, the insurance company may then
decide to put an end to the contract according to a certain procedure. </span><span lang="en">In fact, the insurer must require the insured to pay. </span><span lang="en">Without
payment of the part of the insured, the insurance contract will be
suspended within 30 days following the formal notice, and terminated 10
days after.</span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj7Q2X_JF_3IWXkYXEPFdDk7BSDyI871YfJLTZgkX3qP5zMxoH95QAyxxiFIJ4ThsRmGJjaflejQRKsAycRaw1dow-KriiYICZO8607xJhrOtAC-e2avuG2TNxNX63u1tgAYhb7lJbqO3Cr/s1600/not_paying_bills.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="Car insurance: termination by the insurer" border="0" height="212" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj7Q2X_JF_3IWXkYXEPFdDk7BSDyI871YfJLTZgkX3qP5zMxoH95QAyxxiFIJ4ThsRmGJjaflejQRKsAycRaw1dow-KriiYICZO8607xJhrOtAC-e2avuG2TNxNX63u1tgAYhb7lJbqO3Cr/s320/not_paying_bills.jpg" title="Car insurance: termination by the insurer" width="320" /></a></div>
<div class="force_dir">
<span lang="en">Strong liability accident</span></div>
<div class="force_dir">
<span lang="en">The
insurer may also decide to terminate a contract of insurance in case of
accidents involving a heavy responsibility of the insured, i.e. If the
insured person has a blood alcohol content above the legal limit or is
under the influence of a drug.</span></div>
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<div class="force_dir">
<span lang="en">In the event of serious breach of the highway code</span></div>
<div class="force_dir">
<span lang="en">In the event of serious breach of the highway code, the insurer may still decide to terminate the insurance contract. </span><span lang="en">The seriousness of these offences will be assessed according to the penalty imposed by the authorities. </span><span lang="en">Also,
a suspension of permit for more than one month or the cancellation and
withdrawal of driving licences can also imply a termination of the
contract of insurance of your insurer. </span><span lang="en">Your contract will be considered as cancelled one month after notification in writing of your insurer. </span><span lang="en">Include
as serious offence, hit and run, which may lead to criminal
prosecutions in the event of non assistance to person in danger.</span></div>
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